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Brokers As Fiduciaries: The Reality and the Issues
"The White House has proposed fiduciary status for broker-dealers and their registered representatives–and has sent legislation to Congress to accomplish that result. Congressional leaders, the leadership of the SEC and FINRA, SIFMA and broker-dealers have endorsed the concept. So, it seems almost certain that broker-dealers and their registered representatives will become fiduciaries. However, that raises as many questions as it answers. The key questions are: Why? When? For what?"

Brokers As Fiduciaries: The Reality and the Issues by Fred Reish and Bruce Ashton

Proposed Regulation to Increase Workers' Access to High Quality Investment Advice
The Pension Protection Act of 2006 (PPA) amended the Employee Retirement Income Security Act of 1974 (ERISA) to create a new statutory exemption from the prohibited transaction rules to expand the availability of investment advice to participants in 401(k)-type plans and individual retirement accounts (IRAs), subject to safeguards and conditions. The Department of Labor (DOL) is publishing in the Federal Register a proposed rule to implement these PPA provisions and make investment advice more accessible for millions of Americans in 401(k) type plans and individual retirement arrangements (IRAs).

FI360 Blog

Suiting Up
For the time being, experts believe there is still room in the market for non-fiduciary advisers. However, the fiduciary's capabilities continue to remain the standard in the adviser space.

Investments for Cash Balance Plans
The investment losses of 2008 highlight the importance of appropriate investing for cash balance and other defined benefit pension plans.

Investment Policy Statements: Errors & Omissions
Reish takes a look at 4 common issues found within advisors' investment policy statements.

Outsourcing Investment Advice as a Way to Mitigate Fiduciary Risk
Many broker-dealers and RIAs are reexamining their service models to assess and manage fiduciary risk.

Adviser Do's and Don'ts
Reish discusses service agreement items that address both the wealth management side of business as well as 401(k)/403(b) plans.

Reish Luftman Reicher & Cohen: Investment Advice for Participants: Capturing Rollovers
How the Department of Labor's regulations apply to fiduciaries and service providers in IRA rollovers. (3/19/2009)

Reish Luftman Reicher & Cohen: Just out of Reish: Automatic Piloting
Improving benefits for the one-half of private sector employees covered by 401(k) plans. (3/2009)

planadviser.com: Battle Lines
Why advisors are increasingly embracing ERISA plan fiduciary status and how to prevent problems. (11/28/2008)

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